How It Works
Built to be simple. Built to be honest. Three steps to take real control of your credit.
Start Your Trial
Create your account in under 2 minutes and unlock full access to your credit scores, reports, and monitoring tools.
View Your 3-Bureau Scores
Instantly see your credit scores and reports from Equifax, TransUnion, and Experian — side by side, in plain English.
Monitor & Protect
Get real-time alerts when something changes, and act before small issues become big ones.
What Happens After You Sign Up
Your dashboard is ready the moment you're in. Here's what you'll see and what you can do.
A Clean Dashboard
All three bureau scores, your full report, and your monitoring status in one place.
Real-Time Alerts
Push, email, and in-app notifications the moment something on your report changes.
Smart Tools
ScoreBuilder, ScoreBoost, and the Best Pay-Down Date calculator guide your next move.
Action-Ready Disputes
Identify errors, generate dispute letters, and track the bureau response — all from your dashboard.